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How to Rebuild Credit

Credit's one of those things we tend to ignore until our mid-20s. And sometimes, we accidentally trash it with less than optimal choices. My own personal blunder was getting an electronics store credit card for a single purchase, only to cancel it immediately after, and my credit took a hit. Whoops. Not a very compelling story, I know, but that's what happens when you're a tad too straight-laced (still working up the courage to ride my first roller coaster.) 
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2019 Dodge Ram 1500 Changes

As always, the car industry is looking to evolve, and it looks like the future came back to us because the 2019 Ram 1500 is here and rearing to speed us off to the wonderful new world of trucks. So let's run down the line of the most noticeable changes to this powerhouse of a truck.
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Leasing vs. Buying

Apparently, there's more than one way to buy a car. And if you're one of the few people who had no idea leasing existed until your early 20s(raises hand,) this is your lucky day. Because I'm going to give you a rundown on the pros and cons of leasing a car vs buying it.

But first, let's talk a little about leasing.
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How Do I Buy a Car?

I still remember the ecstatic smile on my face the day I crawled into my 1999 Honda Civic (I'm 6' 4"...let that sink in.) I had paid a whopping $500 for the junker of a car and felt like I'd hit the lottery. Who cared that the spedometer didn't work? Who cared that I had to guess how much gas was in the tank because the meter was faulty? It was mine, and that made all the difference. 




 
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