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How to Rebuild Credit

Credit's one of those things we tend to ignore until our mid-20s. And sometimes, we accidentally trash it with less than optimal choices. My own personal blunder was getting an electronics store credit card for a single purchase, only to cancel it immediately after, and my credit took a hit. Whoops. Not a very compelling story, I know, but that's what happens when you're a tad too straight-laced (still working up the courage to ride my first roller coaster.) 
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Leasing vs. Buying

Apparently, there's more than one way to buy a car. And if you're one of the few people who had no idea leasing existed until your early 20s(raises hand,) this is your lucky day. Because I'm going to give you a rundown on the pros and cons of leasing a car vs buying it.

But first, let's talk a little about leasing.
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How Do I Buy a Car?

I still remember the ecstatic smile on my face the day I crawled into my 1999 Honda Civic (I'm 6' 4"...let that sink in.) I had paid a whopping $500 for the junker of a car and felt like I'd hit the lottery. Who cared that the spedometer didn't work? Who cared that I had to guess how much gas was in the tank because the meter was faulty? It was mine, and that made all the difference. 




 
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